our capacity as insurance brokers in a traditional sense we are independent
experts and consultants for the insurance requirements of our clients.
The insurance broker ranks among the professional experts such as
lawyers, accountants or tax advisers.
Contrary to the insurance agent, who is allowed to sell only the products
of the insurance company he / she works for, we as brokers, are independent
and thus not tied to specific insurance products.
We know the insurance market, its providers and the products available,
and we have an expertise and sound know-how, required
to assess and evaluate them. We select the appropriate provider for
the individual demand on the basis of soundness, quality and price,
and we negotiate the conditions and premiums long before the insurance
contract is finally undersigned. Thereafter we ensure that insurance
cover is adjusted to changing risk and market situations at regular
intervals. In the event of a loss we take an active role in
claims handling and safeguard our clients' interests versus the insurers
by negotiations until the claim is finally settled.
Concentrating on specific groups of clients and busines s segments,
we are capable of quickly assessing and reacting to the respective
needs and requirements. To ensure complete and comprehensive consultancy
and service we liaise with qualified and specialised cooperation partners.
Individual insurance needs as well as national and international insurance
markets are in a constant process of change. We ensure the resulting
continuous need of adjustment to global developments by availing ourselves
of the appropriate networks of brokers world-wide.